Most people don’t hesitate to buy an expensive diamond engagement ring. It’s (hopefully) a once in a lifetime investment and more importantly, it symbolizes the love and commitment to your future spouse. But that doesn’t mean people who aren’t doing so well financially cannot afford a brilliant diamond ring. Despite what you might read, it’s possible to buy a gorgeous engagement ring on a tight budget, if you know what to look for.
Plan Your Budget and Stick to It
People often have trouble with this first step. Many of those shopping for an engagement ring believe it will cost them one or two monthly salaries. However, that is a common misconception and an outdated information. No matter how much you want to spend, chances are you are going to be able to find the perfect ring even under $2000. You can still get a ring on a budget, but it’s important to stick to it.
Do Your Research
Learn the difference between platinum and gold, modern or vintage, cushion and oval. All of these are going to help you get the best ring within the budget you’ve planned. You can find many resources online on choosing the right ring that will help you not feel overwhelmed when you finally go out shopping for one. Here’s a useful link to start with https://www.leohamel.com/engagement/ring/store/sanmarcos
You also have to look into your future spouse’s preferences. If she mostly wears silver jewelry, get a silver or a white gold ring that will match the rest of her collection.
Know What to Look For in a Diamond
If you know how diamonds are graded, you can still buy a diamond ring on a budget. For example, a cut with a lower clarity will cost a lot less and you won’t even be able to spot the difference with a naked eye. Researching the 4 C’s of Diamonds will help you learn what aspect of the stone you can sacrifice to get it for a better price.
Opt-in for a Halo Setting
Buying a ring with a huge diamond centerpiece can be tricky if you’re working on a tight budget. But you can always get the same result with a halo setting. This setting features a large central diamond encircled with smaller diamonds, making it appear larger. This is one of the best ways to get an impressive diamond ring on a budget.
White Gold vs. Platinum
A platinum band is a fantastic long-term investment but is also a bigger one. If you’re concerned with your budget, white gold is almost as appealing. Both metals look similar, but white gold is much more affordable. However, white gold rings have to be treated with a rhodium solution once every two to three years in order to keep their shine. If you are prepared to cover the cost of the treatment once every few years, white gold could help you save some money on the initial purchase.
If you’re looking for stylish diamond engagement rings visit Leo Hamel Fine Jewelry & Engagement Ring Store at
1851 San Diego Ave, San Diego, CA 92110, USA